Optimising Model Risk Management (MRM)
1. Introduction All banks are now dependent on models, making model risk one of the fastest-growing risks facing the banking industry today. As financial institutions rely more on predictive analytics to guide critical decisions, managing model risk effectively has never been more crucial. Model Risk Management (MRM) helps manage operational, reputational, and regulatory risks by […]
Enhancing SFDR Compliance and Upgrading to Article 9 Status
Enhancing SFDR Compliance and Upgrading to Article 9 Status Overview Overview An asset manager aimed to upgrade its fund from an Article 6 to an Article 9 classification under the Sustainable Finance Disclosure Regulation (SFDR). The goal was to integrate sustainability objectives into its investment strategy which required transparent investor communications, and approval from the […]
Enhancing SFDR Compliance and Upgrading to Article 9 Status – Case study
Enhancing SFDR Compliance and Upgrading to Article 9 Status Overview Overview An asset manager sought to elevate its fund from an Article 6 to an Article 9 classification under the Sustainable Finance Disclosure Regulation (SFDR). This transition aimed to integrate sustainability objectives into the investment strategy, ensuring compliance with evolving regulatory standards and enhancing transparency […]
Addressing the 8th MaRisk Amendment Requirements with a Focus on IRRBB and CSRBB – (2)
Addressing the 8th MaRisk Amendment Requirementswith a Focus on IRRBB and CSRBB Overview Overview One of the largest development banks in Germany partnered with Aspect Advisory to secure independent expertise on the 8th MaRisk amendment. This project specifically targeted enhancements related to Interest Rate Risk in the Banking Book (IRRBB) and Credit Spread Risk in […]
Addressing the 8th MaRisk Amendment Requirements with a Focus on IRRBB and CSRBB
Addressing the 8th MaRisk Amendment Requirementswith a Focus on IRRBB and CSRBB Overview Overview One of the largest development banks in Germany partnered with Aspect Advisory to secure independent expertise on the 8th MaRisk amendment. This project specifically targeted enhancements related to Interest Rate Risk in the Banking Book (IRRBB) and Credit Spread Risk in […]
Risk based pricing methodology
How to develop a risk-based pricing methodology for lending german Overview Overview A multinational African-based bank sought to enhance its lending strategy by implementing a risk-based pricing tool. The objective was to develop and digitalise a methodology that enables the bank to determine client- and loan-specific pricing, ensuring a tailored approach based on the risk […]
Loan Application Robot
From Data to Insights: How a Loan Application Robot Can Help to Unveil Patterns Across Thousands of Applications Overview Overview In today’s data-rich yet insight-deficient financial landscape, many institutions struggle to harness the full potential of their information assets. Our client, a large development bank in South Africa, faced a common yet critical challenge: while […]
Budgeting Capital and Liquidity Planning
Budgeting Capital and Liquidity Planning Overview Overview A German bank, part of a French-based multinational financial services company, was required to implement group-wide software for interest rate and liquidity risk monitoring and management. The objective was to ensure regulatory compliance, risk-informed decision-making, and alignment with group-wide financial planning processes. Aspect Advisory was engaged to lead […]
Interest and Liquidity Risk management
Interest and Liquidity Risk management Overview Overview A German bank, part of a French-based multinational financial services company, was required to implement group-wide software for interest and liquidity risk monitoring and management. This initiative aimed to enhance regulatory compliance, ensure consistency across group entities, and improve financial performance through risk-informed decision-making. Aspect Advisory was engaged […]
Strategic partnership with Agricultural Cooperative
Strategic partnership with Agricultural Cooperative Overview Overview Aspect Advisory formed a strategic and technical partnership with a South African agricultural cooperative as part of its expansion initiative. The cooperative had secured a lucrative facility from an international Development Finance Institution (DFI), requiring it to enhance its credit and risk management infrastructure. The engagement focused on […]