Automation of the Expected Credit loss (ECL) and Pricing tools for a Development Finance institution (DFI) – DE
Automation of the Expected Credit loss (ECL) and Pricing tools for a Development Finance institution (DFI) Overview Overview A leading Development Finance Institution (DFI) engaged Aspect Advisory to enhance its Expected Credit Loss (ECL) models, risk-based pricing capabilities, and IFRS 9 reporting. The institution required a modernized, automated approach to ECL calculations and risk-based pricing, […]
Automation of Enterprise Risk Management Framework (ETR) – A news event triggered dashboard – DE
Automation of Enterprise Risk Management Framework (ETR) – A news event triggered dashboard Overview Overview In today’s rapidly evolving financial landscape, external events such as social, economic, and political developments can have profound impacts on financial institutions. To proactively mitigate risks, a large Development Finance Institution (DFI) sought to enhance its Enterprise Risk Management (ERM) […]
Climate Related Financial Disclosures and Stress Testing – DE
Climate Related Financial Disclosures and Stress Testing Overview Overview A leading financial institution sought to strengthen the quality and maturity of its climate-related financial disclosures in alignment with the Task Force on Climate-related Financial Disclosures (TCFD) recommendations. As a London Stock Exchange (LSE)-listed entity, the bank was required to comply with TCFD-aligned disclosure obligations, making […]
Regulatory handbook review – DE
Regulatory handbook review Overview Overview Aspect Advisory was engaged by a multi-national corporate bank to review its comprehensive regulatory compliance handbooks. These handbooks were designed to guide line managers on the bank’s code of conduct and key governance topics, including anti-money laundering (AML), sanctions, and anti-bribery and anti-corruption (ABAC). The objective of the engagement was […]
ECL Rating and Pricing tool Validation – DE
ECL Rating and Pricing tool Validation Overview Overview Aspect Advisory was engaged by a South African Development Finance Institution (DFI) to conduct a rigorous validation of its risk-based pricing tool and Expected Loss (EL) rating tool. This demanding quantitative project required advanced statistical methodologies and innovative validation techniques to ensure the models‘ accuracy and effectiveness […]
Strategic partnership with Agricultural Cooperative – DE
Strategic partnership with Agricultural Cooperative Overview Overview Aspect Advisory formed a strategic and technical partnership with a South African agricultural cooperative as part of its expansion initiative. The cooperative had secured a lucrative facility from an international Development Finance Institution (DFI), requiring it to enhance its credit and risk management infrastructure. The engagement focused on […]
Interest and Liquidity Risk management – DE
Interest and Liquidity Risk management Overview Overview A German bank, part of a French-based multinational financial services company, was required to implement group-wide software for interest and liquidity risk monitoring and management. This initiative aimed to enhance regulatory compliance, ensure consistency across group entities, and improve financial performance through risk-informed decision-making. Aspect Advisory was engaged […]
Budgeting Capital and Liquidity Planning – DE
Budgeting Capital and Liquidity Planning Overview Overview A German bank, part of a French-based multinational financial services company, was required to implement group-wide software for interest rate and liquidity risk monitoring and management. The objective was to ensure regulatory compliance, risk-informed decision-making, and alignment with group-wide financial planning processes. Aspect Advisory was engaged to lead […]
Enhancing Asset and Liability Management – DE
Enhancing Asset and Liability Management Overview Overview A micro financial institution (MFI) was facing significant inflationary pressures amid a severe regional economic crisis. The resulting economic volatility led to a maturity mismatch in the institution’s asset and liability management (ALM), threatening its financial stability. Our Approach Our Approach Aspect Advisory conducted a comprehensive assessment of […]
Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding – DE
Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding for an International Development Bank (IDB) Overview Overview Aspect Advisory was engaged by an international development bank (IDB) to automate core components of its central risk management processes. This included the automation of data flows, liquidity portfolio and ALCO reports, and the Expected Credit Loss (ECL) […]