Automation of the Expected Credit loss (ECL) and Pricing tools for a Development Finance institution (DFI)
Automation of the Expected Credit loss (ECL) and Pricing tools for a Development Finance institution (DFI) Overview Overview A leading Development Finance Institution (DFI) engaged Aspect Advisory to enhance its Expected Credit Loss (ECL) models, risk-based pricing capabilities, and IFRS 9 reporting. The institution required a modernized, automated approach to ECL calculations and risk-based pricing, […]
Automation of Enterprise Risk Management Framework (ETR) – A news event triggered dashboard
Automation of Enterprise Risk Management Framework (ETR) – A news event triggered dashboard Overview Overview In today’s rapidly evolving financial landscape, external events such as social, economic, and political developments can have profound impacts on financial institutions. To proactively mitigate risks, a large Development Finance Institution (DFI) sought to enhance its Enterprise Risk Management (ERM) […]
Enhancing SFDR Compliance and Upgrading to Article 9 Status
Enhancing SFDR Compliance and Upgrading to Article 9 Status Overview Overview An asset manager aimed to upgrade its fund from an Article 6 to an Article 9 classification under the Sustainable Finance Disclosure Regulation (SFDR). The goal was to integrate sustainability objectives into its investment strategy which required transparent investor communications, and approval from the […]
Addressing the 8th MaRisk Amendment Requirements with a Focus on IRRBB and CSRBB
Addressing the 8th MaRisk Amendment Requirementswith a Focus on IRRBB and CSRBB Overview Overview One of the largest development banks in Germany partnered with Aspect Advisory to secure independent expertise on the 8th MaRisk amendment. This project specifically targeted enhancements related to Interest Rate Risk in the Banking Book (IRRBB) and Credit Spread Risk in […]
Inaugural Sustainability Report Preparation for Star Scientific
Inaugural Sustainability Report Preparation for Star Scientific Overview Overview Star Scientific, a pioneering hydrogen research and development company, engaged Aspect Advisory to prepare its inaugural Sustainability Report in alignment with the newly introduced European Sustainability Reporting Standards (ESRS). The primary goal was to ensure a transparent, accurate, and compliant report despite the inherent challenges of […]
Risk based pricing methodology
How to develop a risk-based pricing methodology for lending german Overview Overview A multinational African-based bank sought to enhance its lending strategy by implementing a risk-based pricing tool. The objective was to develop and digitalise a methodology that enables the bank to determine client- and loan-specific pricing, ensuring a tailored approach based on the risk […]
Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding
Automation of Risk Management Data Import, Calculation and Reporting/Dashboarding for an International Development Bank (IDB) Overview Aspect Advisory was engaged to rework and automate various core components of the central risk management, liquidity portfolio and ALCO reports as well as the Expected Credit Loss (ECL) model for an international development bank. The main objective being […]
Transactional Services
Reducing Cost Inefficiencies in Transactional Products and Services (TPS) Division – Outward Telematic Transfers (OTT) Overview Overview Aspect Advisory partnered with the Transactional Products and Services (TPS) division of a leading banking group to conduct a Proof of Concept (PoC) initiative focused on reducing cost inefficiencies associated with Outward Telematic Transfers (OTT). OTT services play […]
Loan Application Robot
From Data to Insights: How a Loan Application Robot Can Help to Unveil Patterns Across Thousands of Applications Overview Overview In today’s data-rich yet insight-deficient financial landscape, many institutions struggle to harness the full potential of their information assets. Our client, a large development bank in South Africa, faced a common yet critical challenge: while […]
Enterprise Risk Management Framework
Automation of Enterprise Risk Management Framework (ETR) – A news event triggered dashboard Overview Aspect Advisory was engaged in an initiative to accomplish a large DFI’s strategic objective of enhancing its Enterprise Risk Management Framework. As part of the deliverables, this required the creation of an interface for event management that notifies the Risk Management […]