Transactional Services
Reducing Cost Inefficiencies in Transactional Products and Services (TPS) Division – Outward Telematic Transfers (OTT) in Uganda Overview Aspect Advisory collaborated with the Transactional Products and Services (TPS) division of a leading banking group to execute a Proof of Concept (PoC) initiative aimed at reducing cost inefficiencies associated with Outward Telematic Transfers (OTT) within Uganda. […]
Loan Application Robot
From Data to Insights: How a Loan Application Robot Can Help to Unveil Patterns Across Thousands of Applications Overview In an era where information is abundant yet often untapped, our client, a large development bank in South Africa faced an all-too-common predicament. Despite storing loan applications in spreadsheets, they struggled to uncover portfolio patterns and […]
Enterprise Risk Management Framework
Automation of Enterprise Risk Management Framework (ETR) – A news event triggered dashboard Overview Aspect Advisory was engaged in an initiative to accomplish a large DFI’s strategic objective of enhancing its Enterprise Risk Management Framework. As part of the deliverables, this required the creation of an interface for event management that notifies the Risk Management […]
Expected Credit Loss (ECL)
Automation of the Expected Credit loss (ECL) and Pricing tools for a Development Finance institution (DFI) Overview Aspect Advisory was engaged to enhance the Expected Credit Loss (ECL) models, Risk-based pricing capability, and IFRS9 reporting for a development finance institution. The primary objective was to transform the existing ECL calculation and Risk-Based pricing models into […]
Enhancing Asset and Liability Management
Enhancing Asset and Liability Management Overview A micro financial institution had been facing inflationary pressures due to the region’s severe economic crisis . The economic volatility in the country affected the institution causing a maturity mismatch in their asset and liability management. Solution Aspect Advisory assessed the risks faced by the institution and the effectiveness […]
Budgeting Capital and Liquidity Planning
Interest and Liquidity Risk management Overview A German bank, part of French-based multinational financial services company was required to implement the group-wide used software for interest and liquidity risk monitoring and management. Aspect Advisory’s overall objective was to conduct the project, starting from the technical implementation to the final liquidity and interest rate scenario modelling. […]
Interest and Liquidity Risk management
Interest and Liquidity Risk management Overview A German bank, part of French-based multinational financial services company was required to implement the group-wide used software for interest and liquidity risk monitoring and management. Aspect Advisory’s overall objective was to conduct the project, starting from the technical implementation to the final liquidity and interest rate scenario modelling. […]
Strategic partnership with Agricultural Cooperative
Strategic partnership with Agricultural Cooperative Overview An exciting partnership that allowed Aspect advisory to offer strategic and technical assistance to a South African agricultural cooperative on the premise of expansion. The cooperative landed a lucrative facility with an international DFI that warranted that it revamps its existing infrastructure, in particular, it’s credit and risk management […]
ECL Rating and Pricing tool Validation
ECL Rating and Pricing tool Validation Overview A project that can only be described as a demanding quantitative project that required ingenious approaches; a South African-based Developmental funding institution tasked Aspect Advisory with validating its existing risk-based pricing tool and expected credit loss (ECL) rating tool and methodologies as deployed within the risk management framework; […]
Regulatory handbook review
Regulatory handbook review Overview In this very informative project, Aspect Advisory was tasked with reviewing a multi-national corporate bank’s regulatory framework aimed at informing its line managers on the bank’s code of conduct, latest governance trends in anti-money laundering, sanctions and anti-bribery and anti-corruption. The bank had complete compliance handbooks that needed Aspect Advisory’s assurance […]