Addressing the 8th MaRisk Amendment Requirements with a Focus on IRRBB and CSRBB – DE
Umsetzung der Anforderungen der 8. MaRisk-Änderung mit Schwerpunkt auf IRRBB und CSRBB Overview Overview Eine der größten Entwicklungsbanken Deutschlands hat sich mit Aspect Advisory zusammengetan, um sich unabhängiges Fachwissen zur 8. MaRisk-Novelle zu sichern. Dieses Projekt zielte speziell auf Verbesserungen im Zusammenhang mit dem Zinsrisiko im Bankbuch (IRRBB) und dem Credit Spread Risk im Bankbuch […]
Enhancing SFDR Compliance and Upgrading to Article 9 Status – DE
Enhancing SFDR Compliance and Upgrading to Article 9 Status Overview Overview An asset manager aimed to upgrade its fund from an Article 6 to an Article 9 classification under the Sustainable Finance Disclosure Regulation (SFDR). The goal was to integrate sustainability objectives into its investment strategy which required transparent investor communications, and approval from the […]
Loan Application Robot – DE
From Data to Insights: How a Loan Application Robot Can Help to Unveil Patterns Across Thousands of Applications Overview Overview In today’s data-rich yet insight-deficient financial landscape, many institutions struggle to harness the full potential of their information assets. Our client, a large development bank in South Africa, faced a common yet critical challenge: while […]
CRR 3 – Changes and Impact on Exposure Class „Real-Estate“ – DE
More granularity for a complex market The Economist recently reported that Real Estate is the largest asset class in the world, making up 68% of the world’s non-financial assets in 2020.[1] It naturally follows then that a large portion of European banks’ lending is dedicated to real estate. This is the latest asset class to […]
Inaugural Sustainability Report Preparation for Star Scientific – DE
Inaugural Sustainability Report Preparation for Star Scientific Overview Aspect Advisory was engaged by Star Scientific, a hydrogen research and development company, to assist in preparing their inaugural Sustainability Report in line with the newly introduced European Sustainability Reporting Standards (ESRS). The main objective was to ensure that Star Scientific’s report met the highest standards of […]
Transactional Services DE
Reducing Cost Inefficiencies in Transactional Products and Services (TPS) Division – Outward Telematic Transfers (OTT) in Uganda Overview Overview Aspect Advisory partnered with the Transactional Products and Services (TPS) division of a leading banking group to conduct a Proof of Concept (PoC) initiative focused on reducing cost inefficiencies associated with Outward Telematic Transfers (OTT). OTT […]
Enterprise Risk Management Framework
Automation of Enterprise Risk Management Framework (ETR) – A news event triggered dashboard Overview Overview In today’s rapidly evolving financial landscape, external events such as social, economic, and political developments can have profound impacts on financial institutions. To proactively mitigate risks, a large Development Finance Institution (DFI) sought to enhance its Enterprise Risk Management (ERM) […]
Risk based pricing methodology DE
How to develop a risk-based pricing methodology for lending german Overview Overview A multinational African-based bank sought to enhance its lending strategy by implementing a risk-based pricing tool. The objective was to develop and digitalise a methodology that enables the bank to determine client- and loan-specific pricing, ensuring a tailored approach based on the risk […]